More Than Just A Client,
You Are Our Family.

More Than Just A Client,
You Are Our Family.

Find value, service, and protection in
West Virginia Insurance Agency.

About Our AgencyGet a Quote
Auto
Insurance
Home
Insurance
Life
Insurance
Insurance By Industry

West Virginia Insurance Agency - Icon

West Virginia Insurance Agency

Learn more about our agency.

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • We represent multiple insurance companies.
  • We are licensed insurance advisors.
  • We are by your side every step of the way.
  • We offer a wide variety of insurance solutions.
  • We are there for you in your time of need.
Find Out HowRead More About Us

West Virginia Insurance Agency offers multi-line insurance solutions to individuals, families, and businesses across West Virginia from two convenient locations in Beckley, WV, and Lewisburg, WV. As a top-notch insurance agency, we strive to offer quality insurance solutions from national and regional insurance carriers to ensure the best protection possible. 

We are an independently owned insurance agency focused on securing the most valuable solutions for our clients. By taking a personalized approach, we aim to get to know you as a person or a business and to understand your unique needs, allowing us to customize a solution based on your risks. Our trusted advisors are here for you every step of the way, from answering simple insurance questions and securing a policy to guiding you through an insurance claim during a time of loss.

Above all else, we are here to help you make the right choice for protecting the individuals and items that you care about most. We take pride in putting your needs first while serving you with genuine honesty and go the extra mile to find the right coverage to ensure your peace of mind. Because protecting what matters most to you is what we’re here for.

The Solution To Your Insurance Needs

Providing a variety of personal insurance, business insurance, and specialized business insurance solutions is what West Virginia Insurance Agency does best.

EIG-Reverse-Logo-White

West Virginia Insurance Agency + Erie Insurance

We strive to uphold Erie Insurance’s long-standing commitment to service.

Start ERIE Quote

Visit an Office Near You

Contact us or stop by! We enjoy the opportunity to meet with our clients.

Beckley, WV

Lewisburg, WV

West Virginia Insurance Agency - Icon

Manage Your Account Now

How can West Virginia Insurance Agency help?

Policy Change

Fine tune your policy options.

Request Certificate

Get proof of your insurance quickly.

Auto ID Card

Lose your card? Get a new one.

Pay Bill

Make payments securely online.

Policy Review

Compare your coverage with your current needs.

Interactive Graphic

Click it. Read it. Cover it.

Get a glimpse of the risks you face and how your insurance can protect what matters most.

Auto

Bodily Injury Liability Coverage

Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.

Solution

Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage

Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else’s property. Usually this means damage to someone else’s car, but it can really be any property damaged by your vehicle.

Solution

Property damage coverage protects you if your car damages someone else's property, such as another car, a fence, or building front. When choosing your property damage liability limits, you should consider all of your assets, including your home and future earnings because if you don't have enough coverage to protect all of your assets, those assets could be at risk if you're liable for damages that exceed your coverage limit. Consider having a higher limit of liability coverage – it may help you avoid having to pay out-of-pocket after an at-fault accident.

Medical Payments Coverage

Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it’s not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health care plan.

Solution

Medical payments coverage can help cover all reasonable medical expenses and funeral expenses of covered drivers and passengers after an accident, regardless of fault. In most states, it's an optional addition to your car insurance policy.

Uninsured / Underinsured Motorist Damage Coverage

Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, takes off? According to the Insurance Research Council, this happens more than you might expect. In fact, it is estimated that one in seven drivers go uninsured, leaving you to pay out-of-pocket for damages and medical expenses not covered by the other driver.

Solution

Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage

Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.

Solution

Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Transportation Expenses / Rental Coverage

Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.

Solution

Transportation expenses/rental coverage is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

Auto Insurance 101

Make sure you cover the unique risks you face with auto insurance.

  • Click on the hotspots.
  • Discover your risks.
  • Get the right coverage.
Not what you’re looking for?

Find even more interactive graphics for home insurance, life insurance, and business owners insurance.

What Makes West Virginia Insurance Agency Special

We aim to be an agency you can depend on, as you would a trusted neighbor.

Value

We like to take a simpler approach to shopping your insurance needs and match that up with the most competitive coverage we can find.

Service

Your family is our family. We’re a part of the local community and strive to meet the needs of every customer.

Protection

Our auto, home, life, and commercial insurance is deeply rooted in the principles of affordability, dependability, and integrity.

Determine the right coverage for you. Contact an agent today!

  Contact West Virginia Insurance Agency

As an independent agency, we are here to help you find the right coverage.

  • This field is for validation purposes and should be left unchanged.
Beckley, WV

130 Brookshire Lane
Beckley, WV 25801

Lewisburg, WV

151 Feamster Road
Lewisburg, WV 24901

Contact Us