• Locations in Lewisburg and Beckley, West Virginia
  • Monday–Friday: 8:30 a.m. – 5:00 p.m.
  • Beckley (304) 255-0005
  • Lewisburg (304) 645-4565
  • Locations in Lewisburg and Beckley, West Virginia
  • Monday–Friday: 8:30 a.m. – 5:00 p.m.
  • Beckley (304) 255-0005
  • Lewisburg (304) 645-4565
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AUTO INSURANCE

AUTO INSURANCE YOU CAN DEPEND ON

West Virginia Insurance Agency is dedicated to providing quality service in auto insurance. Your vehicle is more than just a means of getting from point A to B, it’s an investment. Find out how we can help protect it.

INCENTIVES AND DEDUCTIBLE OPTIONS

West Virginia Insurance Agency can help you avoid car insurance rate increases with our Rate Lock feature. Even if you have a claim, your rates won’t change until you make certain changes to your auto insurance policy, such as adding or removing a vehicle or a driver from your current policy or changing your primary residence.

You can also make changes to your policy without losing the benefits of the Rate Lock feature.  If you add or delete coverages, for instance, your premium will only be adjusted to reflect that particular change to your policy.

With the Rate Lock feature, you will pay the same premium year after year. Contact us for details.

Nobody is perfect. We all make mistakes and with First Accident Forgiveness, there’s no surcharge the first time you’re at fault in an accident after you have been a customer for three years.

We all like saving money! Your deductible can be reduced by $100 for each consecutive claims-free policy year, up to a maximum of $500. Now that’s some serious savings!

Bundle up to put more money back in your pocket! If you have several vehicles, you can expand your auto coverage for just pennies a day. Contact us for details.

COVERAGE OPTIONS

Travel with confidence when you have comprehensive coverage. Additional days of coverage are available after settlement. And when you add it to collision coverage, you get to pick from five classes of rental car options.

Don’t be left stranded! You never know what can happen in transit. We have reasonable towing and required labor costs at the site where your car breaks down.

If your new vehicle (up to 24 months old) is a total loss after an accident, it will be replaced with a new vehicle of the latest model year. Contact us for details.

If your car (24 months+) is totaled, it can cover the balance of an auto loan (but not carry-over balances), or it can replace an older car with a vehicle two years newer. Contact us for details.

Covers cars, moving vans (used for personal use), trailers or temporary substitutes. Contact us for details.

This information is a summary and does not include all coverages and benefits that are available or apply to all states. Coverages, benefits, limits and deductibles may vary. Talk to an agent for specific policy information. First Accident Forgiveness available after the policyholder has been insured for three years. Diminishing Deductible: Coverage must be purchased to be added to an auto policy. The deductible is reduced by $100 for each claims-free year up to a maximum reduction of $500. Transportation Expense: Certain restrictions apply.

MORE WAYS TO SAVE

If you’re a safe driver with a good driving record, you could get a discount on your auto coverage.

If we insure two or more of your cars, you could qualify for a discount. (All vehicles in your household must be owned and used by the driver we insure.)

You can save even more by paying your auto premium in one lump sum.

A discount is available if you have a qualifying life insurance policy or home policy in addition to your auto insurance.

Unmarried drivers under the age of 21 who reside with their parents could be eligible for additional savings.

Did you know if you don’t use your car for at least 90 consecutive days during your policy period, you could be eligible for a discount? Contact your local agent to learn more.

Is your car equipped with safety equipment like factory installed air bags or anti-theft devices? If so, you could save even more on your insurance coverage! Contact your local agent today to learn more.

All discounts are subject to eligibility criteria and applicable rates and rules at the time of purchase. Actual savings vary. Life multi-policy discount is not available in conjunction with auto policies already taking advantage of Rate Lock. For additional information, contact West Virginia Insurance Agency.

With Rate Lock protection from Erie Insurance, your rates will only change if you add or remove a vehicle or a driver or change the address where you keep your car parked routinely.