COMMERCIAL INSURANCE / AUTOMOTIVE SERVICE
Costly equipment, extensive inventory, responsibility for other people’s cars — there are a number of unique risks as the owner of an auto shop. We offer special auto shop insurance options for business owners just like you.
SOLUTIONS TO THE RISKS OF BUSINESS
This is for instances like fire damage to inventory, windows broken by vandalism and more.
If a customer is injured by slipping on an oil spill in your shop or on its premises, you are covered.
For lost income you were unable to make if your business is shut down by a roof collapse from snow build up as well as funds to rent an alternate space (up to 12 months) while your shop is being repaired.
This is in case they are stolen from your shop.
If a computer virus corrupts your computer system, you are covered.
If your shop loses income because your computer is down due to an off-premises utility interruption and you are unable to access your payment processing system during the outage, you are covered.
Sometimes mistakes can cause damage to a customer’s vehicle no matter how careful you or your employees are. (Available for purchase as an additional coverage.)
This helps cover labor costs and any damage caused by the original installation. (Available for purchase as an additional coverage.)
This is in case your customer’s vehicle is stolen while in your care, custody or control. (Available for purchase as an additional coverage.)
MORE COVERAGE OPTIONS
This option is to reproduce or replace accounts receivable records in the event of a covered loss.
This option is for notifying and helping your affected customers and provides your business with crisis resolution services. (Available for purchase as an additional coverage on select policies.)
This option is to protect you against employee theft, which can be difficult to detect.
This option is to protect you against instances of check, credit, debit or charge card forgery and alteration.
This option is to help cover a loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump. (Available for purchase as an additional coverage.)
This option is to restore or replace certain important financial documents and deeds that may be damaged in a fire.
In an effort to follow CDC guidelines of social distancing, and to protect our employees and customers, we are temporarily not allowing customers into the office.
Our office will remain open to service your business and all transactions can easily be done by email or phone! Most business can be conducted over the telephone by calling our office. Payments can be processed over the telephone, online or by mail.
As soon as possible, we will reopen our doors to customers. For your convenience and safety, we encourage the use of these platforms to make payments, request policy changes, and general inquiries. Utilizing these channels will help reduce the risk of spreading the virus or any communicable diseases. Thank you for choosing West Virginia Insurance Agency!