• Locations in Lewisburg and Beckley, West Virginia
  • Monday–Friday: 8:30 a.m. – 5:00 p.m.
  • Beckley (304) 255-0005
  • Lewisburg (304) 645-4565
  • Locations in Lewisburg and Beckley, West Virginia
  • Monday–Friday: 8:30 a.m. – 5:00 p.m.
  • Beckley (304) 255-0005
  • Lewisburg (304) 645-4565
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COMMERCIAL INSURANCE / CONTRACTING

ARE YOU A CONTRACTOR?

As a contractor, you are always on the go. Having the right coverage your business needs, from your tools and crew to liability insurance, is essential. Find out about special contractors insurance options for business owners just like you.

SOLUTIONS TO THE RISKS OF BUSINESS

Contractor Liability

This is in case a third party alleges bodily harm, injury or property damage caused by your negligence.

Damage to Property in Your Care

This is in case an accident causes damage to someone else’s property that’s in your care, custody or control. (Available for purchase on select policies.)

Business Auto

This protects you, your drivers and your business in many important ways in instances when a company vehicle is involved. (Available for purchase as a separate policy.)

Property Losses

This is for instances of vandalism to your business, fire damage to your equipment and more.

Contractors Tool/Equipment

This is for tools stolen from your building or from a job site. (Available for purchase as an additional coverage.)

Builders Risk and Installation

This coverage is for the materials, fixtures and/or equipment you’re using at a job site during the course of a construction or renovation project. (Available for purchase as an additional coverage.)

Workers’ Compensation

In the event an employee suffers an injury or disease arising in the course and the scope of their employment, regardless of negligence on your part, you are covered. (Available for purchase as a separate policy.)

Completed Operations

For third-party claims alleging bodily injury and/or property damage caused by your business’s completed work.

Contractor Errors or Omissions

This is if work you perform was done incorrectly or negligently. (Available for purchase as an additional coverage.)

MORE COVERAGE OPTIONS

This option is for notifying and helping your affected customers and provides your business with crisis resolution services. (Available for purchase as an additional coverage on select policies.)

This option is to cover loss from a computer virus that corrupts your computer system.

This option is to protect you against employee theft, which can be difficult to detect.

This option is to protect you against instances of check, credit, debit or charge card forgery and alteration.

This option is to help cover a loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump. (Available for purchase as an additional coverage.)

This option is to restore or replace certain important financial documents and deeds that may be damaged in a fire.

Is your business covered?

More than just coverage. We're community.