COMMERCIAL INSURANCE / MANUFACTURING
Machinery and products and employees — Oh my! There are a lot of moving parts when you’re a manufacturer and having the right coverage is a must! We offer special insurance options for manufacturing business owners just like you.
SOLUTIONS TO THE RISKS OF BUSINESS
This is for fires, natural disasters like tornados, and more.
If a customer names you in a lawsuit after being injured by a product you produced, this helps pay for damages and legal defense fees.
This is to provide liability protection if work you performed was done incorrectly. (Available for purchase as a separate coverage.)
Even the best security systems aren’t guaranteed to protect you from theft.
This is for needed repairs or replacement of equipment such as machinery, conveyors, telephones, computers and heating/cooling equipment after an equipment breakdown due to a covered loss.
Certain Utility Failures
Coverage is also available in many cases for an off-premises utility failure.
In the event an employee suffers an injury or disease arising in the course and the scope of their employment, regardless of negligence on your part, you are covered. (Available for purchase as a separate policy.)
This is for reproducing or replacing accounts receivable records after a covered loss has occurred.
In the event you’re accused of wrongful termination, sexual harassment and more, you are covered. (Available as an additional coverage.)
MORE COVERAGE OPTIONS
This option is for notifying and helping your affected customers and provides your business with crisis resolution services. (Available for purchase as an additional coverage on select policies.)
This option is to cover loss from a computer virus that corrupts your computer system.
This option is to protect you against employee theft, which can be difficult to detect.
This option is to protect you against instances of check, credit, debit or charge card forgery and alteration.
This option is to help cover a loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump. (Available for purchase as an additional coverage.)
This option is to restore or replace certain important financial documents and deeds that may be damaged in a fire.
In an effort to follow CDC guidelines of social distancing, and to protect our employees and customers, we are temporarily not allowing customers into the office.
Our office will remain open to service your business and all transactions can easily be done by email or phone! Most business can be conducted over the telephone by calling our office. Payments can be processed over the telephone, online or by mail.
As soon as possible, we will reopen our doors to customers. For your convenience and safety, we encourage the use of these platforms to make payments, request policy changes, and general inquiries. Utilizing these channels will help reduce the risk of spreading the virus or any communicable diseases. Thank you for choosing West Virginia Insurance Agency!