COMMERCIAL INSURANCE / OFFICE & PROFESSIONAL
As a professional, you have to find a balance between delivering dependable services while managing all the logistics of running a small business. Find out more about special insurance options for business owners just like you.
SOLUTIONS TO THE RISKS OF BUSINESS
This is for fires, natural disasters like tornados, and more.
Income Protection and Rental Income
This is to provide coverage if your business is interrupted from an incident like a major fire.
Coverage is also available in many cases for an off-premises utility failure.
If you become legally liable for injuries suffered by a customer after something like a slip-and-fall accident at your office, you are covered.
Employment Practices Liability
In the event you’re accused of wrongful termination, sexual harassment and more, you are covered. (Coverage offered by a separate policy.)
This protects you, your drivers and your business in many important ways in instances when a company vehicle is involved. (Coverage offered by a separate policy.)
This is to better protect your business property at client’s premises or at an employee’s home office. (Available for purchase as a separate endorsement.)
If a computer virus corrupts your computer system, you are covered.
This is in case you are legally required to notify customers whose credit card information has been stolen in the event of a data breach. (Available for purchase as an additional coverage on select policies.)
MORE COVERAGE OPTIONS
This option is to reproduce or replace accounts receivable records in the event of a covered loss.
This option is to protect you against employee theft, which can be difficult to detect.
This option is to protect you against instances of check, credit, debit or charge card forgery and alteration.
This option protects your inventory with a higher limit on your coverage during peak seasons.
This option is to help cover a loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump. (Available for purchase as an additional coverage.)
This option is to restore or replace certain important financial documents and deeds that may be damaged in a fire.
In an effort to follow CDC guidelines of social distancing, and to protect our employees and customers, we are temporarily not allowing customers into the office.
Our office will remain open to service your business and all transactions can easily be done by email or phone! Most business can be conducted over the telephone by calling our office. Payments can be processed over the telephone, online or by mail.
As soon as possible, we will reopen our doors to customers. For your convenience and safety, we encourage the use of these platforms to make payments, request policy changes, and general inquiries. Utilizing these channels will help reduce the risk of spreading the virus or any communicable diseases. Thank you for choosing West Virginia Insurance Agency!