COMMERCIAL INSURANCE / PROPERTY OWNER
Being a landlord has its challenges, from continued building maintenance to bookkeeping. So let us help you protect your property. We offer special landlord and property insurance options for business owners just like you.
SOLUTIONS TO THE RISKS OF BUSINESS
This is for instances of broken windows to significant building damage caused by vandalism, fire and more.
This coverage is for exterior signs attached to your building, fences, walks, outbuildings and trees, shrubs and lawns.
This is for other business property like gazebos, swimming pools and playground equipment.
This is for maintenance equipment like lawnmowers and snow blowers that are damaged due to a covered loss.
This is for needed repairs or replacement of heating and cooling equipment after a power surge or covered loss.
Even the best security systems aren’t guaranteed to protect you from theft.
This coverage is for lost rental income if your tenant has to move out while a building is being repaired after a fire or other covered loss.
This coverage is for claims of libel, slander, wrongful eviction, violation of the right of privacy and more.
If you become legally liable for injuries suffered by a visitor after something like a slip-and-fall accident at your building, you are covered.
MORE COVERAGE OPTIONS
This option is for notifying and helping affected individuals and provides your business with crisis resolution services. (Available for purchase as an additional coverage on select policies.)
This option is to cover loss from a computer virus that corrupts your computer system.
This option is to protect you against employee theft, which can be difficult to detect.
This option protects an employer from employees’ claims alleging discrimination, wrongful termination or harassment, including sexual harassment. (Available for purchase as a separate endorsement.)
This option is to help cover a loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump. (Available for purchase as an additional coverage.)
This option is offers coverage for damaged property and income loss if an off-premises utility is interrupted. (Available for purchase as a separate endorsement.)
In an effort to follow CDC guidelines of social distancing, and to protect our employees and customers, we are temporarily not allowing customers into the office.
Our office will remain open to service your business and all transactions can easily be done by email or phone! Most business can be conducted over the telephone by calling our office. Payments can be processed over the telephone, online or by mail.
As soon as possible, we will reopen our doors to customers. For your convenience and safety, we encourage the use of these platforms to make payments, request policy changes, and general inquiries. Utilizing these channels will help reduce the risk of spreading the virus or any communicable diseases. Thank you for choosing West Virginia Insurance Agency!