• Locations in Lewisburg and Beckley, West Virginia
  • Monday–Friday: 8:30 a.m. – 5:00 p.m.
  • Beckley (304) 255-0005
  • Lewisburg (304) 645-4565
  • Locations in Lewisburg and Beckley, West Virginia
  • Monday–Friday: 8:30 a.m. – 5:00 p.m.
  • Beckley (304) 255-0005
  • Lewisburg (304) 645-4565
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COMMERCIAL INSURANCE / RESTAURANT

ARE YOU A RESTAURANT OWNER?

Let us serve you with the coverage you need. Restaurant owners face some pretty unique risks with the rush for fresh food delivered just right. Our recipe is cooked up with insurance options for business owners just like you.

SOLUTIONS TO THE RISKS OF BUSINESS

Property Losses

This is for fires, natural disasters like tornados, and more.

Income Protection

This provides income if your restaurant is shut down from a covered event like a fire.

Renting an Alternate Space

This provides relocation expenses for temporary locations in the event your restaurant is shut down due to a covered event like a fire.

Peak Season

During peak seasons when there’s more food and other inventory in stock, you have replacement coverage. (Available for purchase as an additional coverage on select policies.)

Equipment Breakdown

This is for needed repairs or replacement of equipment such as machinery, conveyors, telephones, computers and heating/cooling equipment after an equipment breakdown due to a covered loss.

Dish and Glass Breakage

This coverage is for one of the most common accidents in a restaurant.

Food Contamination

This is to help cover customers’ medical expenses, lost income, replacement of contaminated food and more.

Liquor Liability

This is for legal costs and payments should your restaurant be named in a lawsuit. (Available for purchase as a separate endorsement.)

Employment Practices Liability

In the event you’re accused of wrongful termination, sexual harassment and more, you are covered. (Coverage offered by a separate policy.)

MORE COVERAGE OPTIONS

This option is to reproduce or replace accounts receivable records in the event of a covered loss.

This option is for notifying and helping affected individuals and provides your business with crisis resolution services. (Available for purchase as an additional coverage on select policies.)

This option is to cover loss from a computer virus that corrupts your computer system.

This option is to protect you against employee theft, which can be difficult to detect.

This option is to protect you against instances of check, credit, debit or charge card forgery and alteration.

This option is to help cover a loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump. (Available for purchase as an additional coverage.)

This option is to restore or replace certain important financial documents and deeds that may be damaged in a fire.

Is your business you covered?

More than just coverage. We're community.