COMMERCIAL INSURANCE / RESTAURANT
Let us serve you with the coverage you need. Restaurant owners face some pretty unique risks with the rush for fresh food delivered just right. Our recipe is cooked up with insurance options for business owners just like you.
SOLUTIONS TO THE RISKS OF BUSINESS
This is for fires, natural disasters like tornados, and more.
This provides income if your restaurant is shut down from a covered event like a fire.
This provides relocation expenses for temporary locations in the event your restaurant is shut down due to a covered event like a fire.
During peak seasons when there’s more food and other inventory in stock, you have replacement coverage. (Available for purchase as an additional coverage on select policies.)
This is for needed repairs or replacement of equipment such as machinery, conveyors, telephones, computers and heating/cooling equipment after an equipment breakdown due to a covered loss.
Dish and Glass Breakage
This coverage is for one of the most common accidents in a restaurant.
This is to help cover customers’ medical expenses, lost income, replacement of contaminated food and more.
This is for legal costs and payments should your restaurant be named in a lawsuit. (Available for purchase as a separate endorsement.)
In the event you’re accused of wrongful termination, sexual harassment and more, you are covered. (Coverage offered by a separate policy.)
MORE COVERAGE OPTIONS
This option is to reproduce or replace accounts receivable records in the event of a covered loss.
This option is for notifying and helping affected individuals and provides your business with crisis resolution services. (Available for purchase as an additional coverage on select policies.)
This option is to cover loss from a computer virus that corrupts your computer system.
This option is to protect you against employee theft, which can be difficult to detect.
This option is to protect you against instances of check, credit, debit or charge card forgery and alteration.
This option is to help cover a loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump. (Available for purchase as an additional coverage.)
This option is to restore or replace certain important financial documents and deeds that may be damaged in a fire.
In an effort to follow CDC guidelines of social distancing, and to protect our employees and customers, we are temporarily not allowing customers into the office.
Our office will remain open to service your business and all transactions can easily be done by email or phone! Most business can be conducted over the telephone by calling our office. Payments can be processed over the telephone, online or by mail.
As soon as possible, we will reopen our doors to customers. For your convenience and safety, we encourage the use of these platforms to make payments, request policy changes, and general inquiries. Utilizing these channels will help reduce the risk of spreading the virus or any communicable diseases. Thank you for choosing West Virginia Insurance Agency!