COMMERCIAL INSURANCE / WHOLESALE DISTRIBUTING
As a wholesaler-distributor, you play an important role in supply and demand. Deadlines and responsibilities keep you busy. We offer special insurance options for wholesale distributing business owners just like you.
SOLUTIONS TO THE RISKS OF BUSINESS
This is for fires, natural disasters like tornados, and more.
If you become legally liable for injuries suffered by a customer after something like a slip-and-fall accident at your business, you are covered.
Income Protection and Rental Income
This provides coverage if your business is interrupted from a covered event like a fire.
This is for needed repairs or replacement of equipment such as machinery, conveyors, telephones, computers and heating/cooling equipment after an equipment breakdown due to a covered loss.
This is to cover loss from a computer virus that corrupts your computer system.
This provides coverage in many cases of an off-premises utility failure.
In the event merchandise in transit is stolen by someone other than your employee, you are covered.
This helps pay for damages and legal defense fees if a customer names your business in a lawsuit after being injured by a product they purchased from you.
During peak seasons when there’s more inventory in stock, you have extra coverage. (Available for purchase as an additional coverage on select policies.)
MORE COVERAGE OPTIONS
This option is to reproduce or replace accounts receivable records in the event of a covered loss.
This option is for notifying and helping affected individuals and provides your business with crisis resolution services. (Available for purchase as an additional coverage on select policies.)
This option is to protect you against employee theft, which can be difficult to detect.
This option is to protect you against instances of check, credit, debit or charge card forgery and alteration.
This option is to help cover a loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump. (Available for purchase as an additional coverage.)
This option is to restore or replace certain important financial documents and deeds that may be damaged in a fire.
In an effort to follow CDC guidelines of social distancing, and to protect our employees and customers, we are temporarily not allowing customers into the office.
Our office will remain open to service your business and all transactions can easily be done by email or phone! Most business can be conducted over the telephone by calling our office. Payments can be processed over the telephone, online or by mail.
As soon as possible, we will reopen our doors to customers. For your convenience and safety, we encourage the use of these platforms to make payments, request policy changes, and general inquiries. Utilizing these channels will help reduce the risk of spreading the virus or any communicable diseases. Thank you for choosing West Virginia Insurance Agency!